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Everything you need to know about Prepaid Funeral Plans

Planning for a funeral can be a stressful experience; particularly considering the fact that you are likely dealing with a bereavement. This is why prepaid funerals are one of the most popular options if you are looking to take the financial guesswork out of the equation. It is still a good idea to take a look at the specifics. So, we have put together this handy prepaid funeral guide for you to utilise as a reference in the future.

Prepaid Funerals Explained: The Basics

As the term suggests, the primary intention of prepaid funerals is to provide you with a clear understanding of what is covered. This is often advantageous, as hidden costs can crop up during funeral planning; placing you and your family under a great deal of financial stress.

The mechanics of these prepaid funerals plans are straightforward. You will purchase a specific package based around your personal preferences. In return, you are given a quotation. You can thereafter pay for the expenses in the form of a lump sum, although it is also common to ask for monthly instalments.

What are the Benefits of These Funerals Plans?

One of the reasons why many individuals put off funeral planning until the last minute is due to the fact that they are not sure if they can afford the available options. However, prepaid plans offer a significant benefit from this perspective.

Let us assume for a moment that you purchase such an option at an early age. Even if you live for 20 or 30 years into the future, the price of the plan will never increase. Thus, issues such as inflation are taken out of the equation. Of course, you will also be able to specify the exact details of the plan in question. Some of the variables which can be decided upon include (but are not always limited to):

  • Cremations
  • Renting specific venues
  • Floral arrangements
  • Transportation

The fact that these advance funeral plans can be personalised should never be overlooked, as you will be able to select specific elements that might not be present in more generic packages. A pre-arranged plan also enables you to have the exact funeral you would choose, removing pressure from your family and friends.

Advance Funeral Plans When You Need Them the Most

It is wise to examine these plans in greater detail so that you can appreciate their finer points. If you have any additional questions about the services that we are able to provide, or the information contained within this prepaid funeral guide, please do not hesitate to contact us at your discretion.